What Cherry is
Cherry is an outside financing company, not part of our practice. Patients apply to Cherry directly, and if Cherry approves the application, treatment can be paid over time through a plan with Cherry rather than in full at the office.
It is worth being clear about what it is not. Cherry is not insurance, and it is not a discount. It does not reduce the price of your treatment. It changes when you pay, not what you pay.
Who sets the terms
Cherry does. Approval, the amount you are approved for, the length of the plan, and any interest or fees are all decided by Cherry under its own terms and its own agreement with you.
That means we cannot tell you in advance whether you will be approved, and we cannot quote you a rate or a monthly payment. Anyone who promises you a specific financing term before you have applied is guessing.
Read Cherry's terms carefully before you accept a plan, the same way you would with any credit agreement. If something in the agreement is unclear, ask Cherry.
How to apply
- Get your treatment plan first. Come in for an exam so you know what care you actually need and roughly what it involves.
- Ask our front desk. Call or text (713) 668-8383 and ask how to start a Cherry application. Our team will point you to the current application process.
- Apply with Cherry. The application is handled by Cherry, and you provide your information to them directly rather than to the practice.
- Cherry decides. If Cherry approves you, it presents the plan terms. Read them, and only then decide whether to move forward.
- Schedule the treatment. Once your payment method is settled, book the appointment with our front desk.
Other ways to handle cost
Financing is one option, not the only one. If you have dental insurance, we work with many PPO plans and file claims for patients, so start by letting us check your benefits.
If you have no coverage, ask about our in-office discount program instead.
Common questions
What are Cherry's current rates and terms?
Call or text (713) 668-8383 for current details, and confirm the actual terms with Cherry when you apply. Cherry sets its own rates, plan lengths, and fees, and those can change.
Is Cherry the same as dental insurance?
No. Cherry is a third-party payment plan, not insurance. It does not reduce the cost of treatment or pay any part of it. It lets you spread payments over time if Cherry approves you.
Will I definitely be approved?
That is entirely up to Cherry. The practice does not make approval decisions and cannot promise you will qualify or tell you what amount you would receive.
Does Bellaire Dental Group see my financial information?
No. You apply to Cherry directly, and the financial details in that application go to Cherry rather than to the practice.
Can I use Cherry along with my insurance?
Ask our front desk at (713) 668-8383. We can check what your dental plan is expected to cover first, and then you will know what portion, if any, you might want to finance.
